Sign Up For Email Alerts

If you are looking for a property in Windsor and Essex County, it is essential to get up to date information the minute it becomes available.  Realtors have better access to Multiple Listing Information and can email customers properties based on their search criteria. Searches can be done based on a wide variety of factors. Typical Searches are based on the the Type of Dwelling, Location and Price. If you would like to receive up to the minute listing updates based on your criteria. Please contact me....

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Search Listings

This page provides property search links. Click Here the below links for 1. Our Listings Search Page 2. Multiple Listing Service        

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Agency Relationships Explained

Agency Relationships Explained When you deal with a REALTOR, you can expect not only strict adherence to provincial laws, but also adherence to a Code of Ethics and Standards of Business Practice. The Code and Standards are very important to you, because it assures you will receive the highest level of service, honesty and integrity. One provision of the Standards requires REALTORS to seek written acknowledgment from vendors and purchasers of disclosure of the agency relationship A REALTOR will be pleased to discuss his or her agency relationship and responsibilities with you. If you need clarification about the types of agency relationship available, ask the REALTOR to explain your alternatives. WHAT IS AN AGENCY RELATIONSHIP? An agency relationship is created where one person, known as the principal, asks another person, known as the agent, to act for and on the behalf of the principal. The principal will define the nature and extent of the agency relationship; in other words, what the agent is being asked to do. In real estate transactions, agency relationships are created when vendors or purchasers ask REALTORS to act on their behalf in real estate transactions. CONSEQUENCES OF AGENCY RELATIONSHIP As a matter of law, an agent who represents a principal owes that principal the highest duty of “utmost good faith”; the agent must represent the principal’s best interests at all times. The agent owes his principal a duty of confidentiality regarding information about the principal. AGENCY IN REAL ESTATE TRANSACTIONS In most cases, there are two parties in a real estate transaction; a vendor who owns a property and who wants to sell it, and a purchaser who wants to buy a property. The job of REALTORS is to bring together willing vendors and willing purchasers in successful real estate transactions. WINDSOR ESSEX COUNTY ASSOCIATION OF REALTORS The Windsor Essex County Association of Realtors (WECAR) is an association of REALTORS. WECAR operates an MLS System; this System is a mechanism whereby vendors, through their agent (known as a Listing Broker), can make known the fact to other REALTORS that a particular property is for sale. By placing a property on the MLS System, the Listing Broker (agent of the vendor) lets it be known to every other REALTOR that they can be a “Co-operating Broker”. AGENCY RELATIONSHIP BETWEEN VENDOR AND LISTING BROKER As noted, a vendor usually engages a REALTOR to act on its behalf in the sale of a property; this REALTOR is known as the Listing Broker. The vendor and the Listing Broker will enter into an MLS Listing Agreement whereby the agency of the Listing Broker is confirmed, and the vendor agrees to compensate the Listing Broker for its efforts. This...

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City of Windsor Community Improvement Plan

I recently attended a WECAR Commercial Forum and several interesting recent City development incentive programs were described. I have enclosed the presentations for your information.  The two main items were: 1.       The entire City of Windsor is now designated as a Community Improvement Plan, so all properties being developed in the City may benefit from future property tax rebates  if they are being developed for the Target Sectors (industries). 2.       Brownfield Sites have a number of incentives being offered for redevelopment, including environmental assessment, tax rebates, and development charge rebates I beleive the City of Windsor is one of the first City’s in Canada to do a City wide Community Improvement Plan. City of Windsor Community Improvemtne Plan CIP Presention Target Sector: Eligible Use Definitions Compliments of...

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Windsor Essex is becoming a Retirement Destination

With average property values of less than half the national average, as well as 100 miles of waterfront property, Windsor and Essex County is becoming a leading retirement destination. The Windsor Essex County Real Estate Board has formed the Retire Here Web Site to promote the advantages of relocating and retiring in Windsor and Essex County. REASONS YOU SHOULD CONSIDER RELOCATING TO WINDSOR ONTARIO FOR YOUR RETIREMENT YEARS. •1.       COST OF REAL ESTATE– Did you know that the Windsor Essex County area has some of the lowest cost of Real Estate of all major metropolitan areas in Canada? Yes it’s true; your dollar goes much further in the Windsor Area.  You can buy luxury accommodations for less money than standard homes in most other major cities.  Purchasing a home or property here will range 30% to 50% less than in comparable markets. Luxury retirement developments are under construction, completed or scheduled to break ground and account for $90 million in private money between 2007 and 2010. •2.       WEATHER – Did you know that Windsor is on the same latitude with parts of California? We enjoy a temperate climate, and seven to eights months out of the year is short sleeve weather.  Our winters are also very moderate compared to the rest of Canada. •3.       BIG CITY AMMENITIES– Did you know that Windsor is only a 5 minute car ride over the Ambassador Bridge from the Detroit Metropolitan Area? In Detroit, there are 4 major sports teams.  The NBA’s Detroit Pistons Basketball, the NFL’s Detroit Lions Football, the NHL’s Detroit Red Wings Hockey, and the MLB’s Detroit Tigers Baseball.  Also across the river you will find the best shopping in the world, major transportation hubs, and some of the best restaurants in the United States. •4.       LOW CRIME RATE– Windsor has one of the lowest crime rates of any Canadian City.  Our police do a great job; make it an ideal retirement area.   •5.       ACCESS TO MAJOR AIRPORTS–   Windsor is considered the gateway connection between Canada and the U.S., the region is a major transportation hub for air, rail, truck and marine services. Windsor International Airport offers easy access to scheduled airlines, private and executive charters, medieval and freight services. Only 45 minutes away, Detroit Metro International Airport offers frequent flights daily to southern U.S. and international destinations. Via Rail is located close to downtown Windsor and offers quick access to frequent daily departures. Amtrak has 2 Detroit stations within a 45-minute drive.   •6.       HOSPITALS AND HEALTH CARE– We’re focused on leading health-care specialists and facilities that include 2 municipal and one county hospital providing 1,000 acute-care beds; state-of-the-art Windsor Regional Cancer Centre; 20 long-term care facilities, the University...

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Mortgage Pre-Approval

One of the first steps when buying a home is getting pre-qualified for a mortgage.  It is important to understand how much of a mortgage you can afford before you begin searching for a home. I work with a selected group of mortgage professionals who are specially qualified to assist you in this area. If you would like to receive the latest rates, and meet with a mortgage professional, please contact me. The following links are also helpful, if you would like to make some quick calculations.   House Hold Budget Calculator Mortgage Affordability Calculator Mortgage Payment Calculator CMHC Calculator   Mortgage approval, has many factors, including but not limited to income and expenses,  length of employment, and your credit rating. Do to the many factors which can effect a preapproval, the enclosed tools should be only used as a guide.  Only a mortgage professional can give you an actual...

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Windsor Homes Buying vs Renting

Windsor Homes Buying vs Renting I am often asked whether it is better to rent or to buy.  There are several sites which offer lease vs buy analysis.  The main factors are to consider are: 1.    Monthly Rent 2.    Home Price 3.    Down Payment 4.    Mortgage Rate 5.    Annual Property Taxes Other items such as maintenance, cost of buying, cost of selling, operating costs such as insurance and utilities should also be considered. As a rule of thumb, if you plan on staying in a home for more than 3 years, it is cheaper to buy. Most people think the benefit in buying is to “stop throwing your money away on rent,” but in fact the equity you build from buying is mostly offset by the money you will “throw way” on taxes, insurance, maintenance, and mortgage interest, which renters don’t pay. The real benefit from buying is that you assume your property will increase in value over time while you continue to pay the same monthly payment for 15 to 30 years, and then you stop paying it altogether. If property values decline, the numbers change in favour of renting fairly quickly. 2005 marked a  peak in the Windsor Real Estate Market with average home prices at around $165,000..  Struggling with high unemployment and a slightly declining popluation, Windsor saw a decline in property values from 2006 – 2009.  Many people that purchased in Windsor in 2005 and attempted to sell in 2009, did so at a loss.  However, property values are again on the rise in the Windsor Area and there is a lot of money being spent on infrastructure over the next several years. 2011 saw property average residential property values of $169,000 over the 2005 average value. Home prices in Windsor have risen for the past two years an average of 4% per year.  In addition Windsor entered a sellers market in 2011 with the sales listing ratio exceeding 50%, this is a further indication that prices will continue to rise. Other Factors which make it a good time to buy in Windsor: The current low interest rates are also very helpful in reducing mortgage payments. Average house price of $169,000 (2011) is less than half of the National Average. Massive infrastructure spending in Windsor and surrounding area over the next several years. You don’t pay cash when you buy a home. If you had to do that then nobody could afford to buy a house. Instead you get a loan from a bank called a mortgage. You make payments on this loan every month for 15 or 30 years, and then you get to stop making payments. Most homebuyers also make a cash down...

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