http://www.cmhc-schl.gc.ca/odpub/esub/64251/64251_2011_Q04.pdf?lang=en

What is CMHC Mortgage Loan Insurance? Mortgage loan insurance is typically required by lenders when homebuyers make a down payment of less than 20% of the purchase price. Mortgage loan insurance helps protect lenders against mortgage default, and enables consumers to purchase homes with a minimum down payment of 5% — with interest rates comparable to those with a 20% down payment. To obtain mortgage loan insurance, lenders pay an insurance...

Removing Ice on Roofs The 1998 Ice Storm The ice storm that hit eastern Canada in January, 1998 was a laboratory for concentrated research into severe ice accumulation on roofs. Removing ice on roofs describes some of the techniques developed from the research for dealing with extensive roof icing and ice dam problems. Please note: Some of these techniques are for skilled tradespeople only. No ice problem on your roof is serious enough to risk...

Compliments of http://www.cameronpaine.com/ BUCKINGHAM REALTY (WINDSOR) LTD. MARKET WATCH Windsor-Essex County Residential Market For the Period Ending December 31, 2011   During the period ending December 31, 2011 there were 4,786 residential sales in the market place this compares to 4,806 residential sales for the same period in 2010. As of December 31, 2011 there were 9,364 residential listings received this compares to 9,779 in the...

Replacing Your Furnace There are usually two major reasons why you are choosing another forced-air furnace. The first is that your furnace does not function. It has just broken down, irrevocably, or it has been “red-tagged” or condemned by gas inspectors. If it is winter, and your house is getting colder quickly, you may not have the luxury of making a reasoned choice on what to buy next. The other situation is that your furnace is getting old,...

Your Furnace Filter Compliments of www.cameronpaine.com What a Furnace Filter Can do for You Traditionally, furnace filters were designed to protect the furnace and fans. With increased air quality awareness, some filters are now being installed to reduce exposure to particles which can affect your health. There is a wide variety of furnace filters available. However, you may find it confusing to select one which is suitable. This purpose of...

Home Maintenance Schedule Regular Maintenance is the Key Inspecting your home on a regular basis and following good maintenance practices are the best way to protect your investment in your home. Whether you take care of a few tasks at a time or several all at once, it is important to get into the habit of doing them. Establish a routine for yourself, and you will find the work is easy to accomplish and not very time-consuming. A regular...